We provide both group and individual plan options
You’ve worked hard to build a successful business, and have learned how to wear many hats. When your business begins to grow and employees become a rich part of your company, learning about how to create employee benefit plans that enhances and rewards your employees can present new challenges.
The Affordable Care Act changed the way insurance companies handle eligibility in the individual and family health insurance market in Oregon and Washington. There are specific timeframes available to enroll. If you're seeking a plan for you and your family, we can help guide you toward your best plan options, and the time available for you to access it.
As your 65th birthday approaches, a ream of marketing materials will arrive in your mailbox! Without knowing what to expect, it can be overwhelming to sort through all the options that are presented to you. Having an experienced advisor available to educate and help you through the process of enrolling in a Medicare policy can be a great stress reliever!
Health insurance is only one level of coverage. Consider asking for a quote for other policies that will protect your financial future.
Long Term Care insurance is designed to cover your care, including activities of daily living when you are no longer eligible to receive health coverage through your medical insurance plan, Medicaid, or Medicare policy.
Would you be able to support your monthly expenses if you were not receiving a regular paycheck? Do you have a savings account, and would it cover your basic living expenses for three to six months? If you're ill or injured, short and long term disability policies are designed to cover a portion of your wages if you're unable to work.
Life insurance provides peace of mind as it offers the same standard of living for your loved ones; those who depend on you financially, for a period of time following the event of your death.
Health insurance plans alone may not be enough coverage.
The health of our teeth, gums and eyes are vital to the overall health of our bodies. Dental and vision policies are affordable for most and can make a difference in the quality of your life.
Accident and critical illnesses can come as a sudden, unwelcome event that may require time away from work, causing financial hardship for you and your family. There is a way to insure for specific type of losses.
Do you know what type of coverage is available to you when you're waiting for your new employer plan to begin, or you want the assurance that you're protected before an open enrollment period arrives? Short-Term Medical plans are designed to be temporary medical plans, which pay for your in-patient and out-patient provider services.