IF YOU BECOME ILL OR INJURED WAGE REPLACEMENT IS VITAL

If you become ill or injured, and you're unable to work on a temporary basis, Short Term Disability policies will typically pay 60% of your base salary for 12-24 weeks.

Would you be able to support your monthly expenses if you were not receiving a regular paycheck? Do you have a savings account and would it cover your basic expenses for three to six months? If not, having a Short Term Disability policy may be the solution to bridge the gap between thriving and financial ruin.

Long Term Disability is designed to replace a portion of your income, and create peace of mind when your Short Term Policy ends, and is designed to extend disability coverage for a period of two to five years. The additional time allows for healing, and retraining should you require a change in career. It financially protects your family while you're getting back on your feet.